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Prototype: mock data, no real money.

Public transparency

Same numbers for everyone. People appear by ID, never by name. A deliberate security choice.

Total funded
$250,120
27 contracts
Repayment rate
90.9%
20 of 22 closed
Default rate
9.1%
2 of 22 closed
Graduations
1
Business #K01

Rates count closed contracts only. 5 live contracts could still fail. By value, 1.1% of closed money defaulted, which looks smaller because failures so far were small contracts. Early numbers from a small sample; they may get worse.

Total funded over time

Aug 2026: $250,120

See the numbers
MonthValue
Jun 2024$5,000
Dec 2024$30,000
Feb 2025$55,000
Jun 2025$60,000
Jul 2025$64,000
Sep 2025$65,000
Oct 2025$150,900
Nov 2025$151,900
Dec 2025$168,900
Jan 2026$169,200
Feb 2026$170,400
Mar 2026$171,050
Apr 2026$219,850
May 2026$242,750
Jun 2026$246,400
Jul 2026$247,200
Aug 2026$250,120
How the 22 closed contracts ended
Repaid 91%Failed 9%
Money funded, by contract type
  • Musharaka$135,000
  • Murabaha$93,120
  • Mudaraba$22,000

Failures

$850 of investor principal lost so far. 1 business permanently banned.

  • C-1701 · Business #K22Defaulted

    Revenue fell and repayments stopped after month 2. Stock was sold through recovery. Investors got back 46% of their principal, and lost the rest.

    $900 funded, $410 returned

  • C-1702 · Business #K25Fraud: liquidated

    Forged supplier invoices found by the anomaly check. Later tranches were frozen, the business was permanently banned, and $640 was liquidated back to investors.

    $1,000 funded, $640 returned

Businesses per tier

  • 1
    4
  • 2
    4
  • 3
    3
  • 4
    2
  • 5
    2

15 businesses in total, including those in default, banned or graduated.

Investors

318 registered. Sample records:

IDBackedReturnLargest
#A7F2 (you)11see portfolio17%
#B3C96+7.2%14%
#D1E49+5.8%18%
#F92A11+8.1%12%
#C47D14+6.9%16%
#E08B12-2.4%20%
#A16C19+9.3%11%
#G5B723+8.6%15%
#H22F27+7.7%17%
#J83E31+10.2%19%

Largest = biggest share of balance in one business. The limit is 20%.

All funded contracts

  • C-1901 · $800Murabaha · T2 · #K07 · HodanRepaying
  • C-1902 · $3,500Murabaha · T3 · #K05 · Hawl WadaagRepaying
  • C-1903 · $22,000Mudaraba · T4 · #K02 · Hamar WeyneRepaying
  • C-1904 · $45,000Murabaha · T5 · #K04 · WadajirRepaying
  • C-1905 · $2,800Murabaha · T3 · #K16 · DharkenleyPayout paused
  • C-1101 · $120Murabaha · T1 · #K03 · HodanFully repaid
  • C-1102 · $150Murabaha · T1 · #K14 · Hamar WeyneFully repaid
  • C-1103 · $200Murabaha · T1 · #K08 · WadajirFully repaid
  • C-1201 · $300Murabaha · T1 · #K07 · HodanFully repaid
  • C-1202 · $650Murabaha · T2 · #K07 · HodanFully repaid
  • C-1203 · $300Murabaha · T1 · #K19 · WadajirFully repaid
  • C-1204 · $700Murabaha · T2 · #K19 · WadajirFully repaid
  • C-1301 · $900Murabaha · T2 · #K05 · Hawl WadaagFully repaid
  • C-1302 · $3,000Murabaha · T3 · #K05 · Hawl WadaagFully repaid
  • C-1310 · $1,000Murabaha · T2 · #K12 · HodanFully repaid
  • C-1311 · $2,800Murabaha · T3 · #K12 · HodanFully repaid
  • C-1320 · $1,000Murabaha · T2 · #K16 · DharkenleyFully repaid
  • C-1401 · $5,000Murabaha · T3 · #K02 · Hamar WeyneFully repaid
  • C-1402 · $14,000Murabaha · T4 · #K02 · Hamar WeyneFully repaid
  • C-1410 · $4,000Murabaha · T3 · #K09 · Hamar JajabFully repaid
  • C-1411 · $15,000Musharaka · T4 · #K09 · Hamar JajabFully repaid
  • C-1501 · $5,000Murabaha · T3 · #K01 · HodanFully repaid
  • C-1502 · $25,000Musharaka · T4 · #K01 · HodanFully repaid
  • C-1503 · $70,000Musharaka · T5 · #K01 · HodanFully repaid
  • C-1510 · $25,000Musharaka · T4 · #K04 · WadajirFully repaid
  • C-1701 · $900Murabaha · T2 · #K22 · KaranDefaulted
  • C-1702 · $1,000Murabaha · T2 · #K25 · Hamar WeyneFraud: liquidated
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