FACEM
HomeMarketPortfolioGet fundedBusinessPublic

Prototype: mock data, no real money.

Market

Energy · Wadajir

Contract C-1904: Solar panel shipment

Murabaha Elevated riskRepaying
$45,000$45,000 funded
Expected return
8–10%
Term
10 mo
Backers
160
What is one unit worth? ($10 unit)

It is worth the money it will still pay you. Money later is worth a bit less than money now, so later payments count for less. The line falls as payments reach you: that money is already yours, not lost.

In month 6: $4.26

Pick a month

StartMonth 10, the end

How much do you want to earn each year?

In month 6, one unit is worth about $4.26, if you want 12% a year.

It still has $4.36 to pay out. In its last month, just before the final payment, it is worth $1.09.

The last price is $4.25, so it is worth about the same as that price. Buying at that price would earn about 13.1% a year.

See the numbers
MonthWorth
Month 0$10.35
Month 1$9.36
Month 2$8.36
Month 3$7.35
Month 4$6.33
Month 5$5.30
Month 6$4.26
Month 7$3.21
Month 8$2.15
Month 9$1.08
Month 10$1.09

A guess, not a promise. It assumes every payment arrives in full and on time. If payments stop, a unit is worth less.

Unit price, last 30 trading days

Day 30: O $4.28 H $4.31 L $4.21 C $4.25 Vol 62

Closed at or above openClosed below open
See the numbers
DayOpenHighLowCloseUnits
Day 1$4.39$4.42$4.34$4.3538
Day 2$4.35$4.37$4.28$4.3136
Day 3$4.31$4.33$4.25$4.308
Day 4$4.30$4.35$4.24$4.2654
Day 5$4.26$4.33$4.25$4.3047
Day 6$4.30$4.35$4.24$4.2561
Day 7$4.25$4.28$4.17$4.2047
Day 8$4.20$4.23$4.18$4.2056
Day 9$4.20$4.27$4.17$4.2414
Day 10$4.24$4.25$4.20$4.2353
Day 11$4.23$4.31$4.20$4.2732
Day 12$4.27$4.32$4.26$4.3026
Day 13$4.30$4.31$4.25$4.2629
Day 14$4.26$4.32$4.26$4.2861
Day 15$4.28$4.33$4.25$4.2855
Day 16$4.28$4.31$4.24$4.256
Day 17$4.25$4.28$4.18$4.2348
Day 18$4.23$4.26$4.18$4.2252
Day 19$4.22$4.26$4.17$4.2264
Day 20$4.22$4.26$4.16$4.2028
Day 21$4.20$4.25$4.17$4.2450
Day 22$4.24$4.24$4.18$4.2157
Day 23$4.21$4.27$4.18$4.2318
Day 24$4.23$4.27$4.23$4.2629
Day 25$4.26$4.29$4.26$4.2810
Day 26$4.28$4.33$4.26$4.2730
Day 27$4.27$4.32$4.22$4.2436
Day 28$4.24$4.28$4.19$4.2364
Day 29$4.23$4.31$4.19$4.2851
Day 30$4.28$4.31$4.21$4.2562

Simulated prices for a $10 unit, to show how a market would look. The pilot has no trading, so these are not real prices.

Business #K04

Solar kits and small-scale neighbourhood power.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

5 T5

973 / 1000

973 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)97
  • Unrelated investors (30% weight, 132 investors)100
  • Time on platform (20% weight, 34 months)94

Repayment track record

Contracts fulfilled: 1 / 2

  • C-1904 · $45,000Repaying
  • C-1510 · $25,000Fully repaid

Standard report summary

Revenue (latest month)
$58,000
Expenses (latest month)
$47,500
Margin
18%
Reports on time
34/34

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $18,000Released

    Paid directly to the supplier once the contract is signed

  2. Tranche 2 · $18,000Released

    Paid to the supplier after delivery is confirmed

  3. Final payout · $9,000Released

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

  • May 2026$4,905paid
  • Jun 2026$4,905paid
  • Jul 2026$4,905paid
  • Aug 2026$4,905paid
  • Sep 2026$4,905paid
  • Oct 2026$4,905paid
  • Nov 2026$4,905due
  • Dec 2026$4,905due
  • Jan 2027$4,905due
  • Feb 2027$4,905due

Contract terms

  • The platform buys the goods from the supplier directly. The business never receives this $45,000 as cash.
  • The business then repays cost plus a markup agreed at signing, over 10 months. The markup does not grow if repayment is late.
  • Investors expect 8–10% over the whole term. The range is there because the final supplier invoice sets the exact figure.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

FACEMQuestionsPublicYour peopleStaff review