Risk disclosure
You can lose some or all of your money.
This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.
You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.
How it works
- 1
A business qualifies
It passes KYC, then asks for a small, Shariah-compliant contract. New businesses start at $300.
- 2
Local investors fund it
Small tickets from many people. Murabaha money goes straight to the supplier, in tranches.
- 3
Repay, report, level up
Repaying and reporting monthly raises the Kalsooni Score, which unlocks larger contracts.
The record so far, failures included
Total funded
$250,120
Default rate
9.1%
2 of 22 closed contracts
Five levels to unlock
- Tier 1up to $300
- Tier 2up to $1,000
- Tier 3up to $5,000
- Tier 4up to $25,000
- Tier 5up to $100,000
Tiers are earned by fulfilling contracts. The Kalsooni Score weighs repayment history, the number of unrelated investors, and time on the platform.