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Prototype: mock data, no real money.

Market

Personal services · Hodan

Contract C-1101: Barber supplies

Murabaha Very high riskFully repaid
$120$120 funded
Expected return
6–8%
Term
2 mo
Backers
5

Business #K03

Two-chair barber shop near a busy junction.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

1 T1

352 / 1000

352 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)60
  • Unrelated investors (30% weight, 6 investors)12
  • Time on platform (20% weight, 3 months)8

Repayment track record

Contracts fulfilled: 1 / 1

  • C-1101 · $120Fully repaid

Standard report summary

Revenue (latest month)
$620
Expenses (latest month)
$470
Margin
24%
Reports on time
3/3

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $48Released

    Paid directly to the supplier once the contract is signed

  2. Tranche 2 · $48Released

    Paid to the supplier after delivery is confirmed

  3. Final payout · $24Released

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

  • Sep 2026$64paid
  • Oct 2026$64paid

Contract terms

  • The platform buys the goods from the supplier directly. The business never receives this $120 as cash.
  • The business then repays cost plus a markup agreed at signing, over 2 months. The markup does not grow if repayment is late.
  • Investors expect 6–8% over the whole term. The range is there because the final supplier invoice sets the exact figure.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

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