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Prototype: mock data, no real money.

Market

Pharmacy · Hodan

Contract C-1310: Medicine stock

Murabaha High riskFully repaid
$1,000$1,000 funded
Expected return
7–9%
Term
4 mo
Backers
16

Business #K12

Licensed community pharmacy.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

3 T3

762 / 1000

762 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)90
  • Unrelated investors (30% weight, 38 investors)76
  • Time on platform (20% weight, 15 months)42

Repayment track record

Contracts fulfilled: 2 / 2

  • C-1310 · $1,000Fully repaid
  • C-1311 · $2,800Fully repaid

Standard report summary

Revenue (latest month)
$6,400
Expenses (latest month)
$5,300
Margin
17%
Reports on time
15/15

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $400Released

    Paid directly to the supplier once the contract is signed

  2. Tranche 2 · $400Released

    Paid to the supplier after delivery is confirmed

  3. Final payout · $200Released

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

  • Dec 2025$270paid
  • Jan 2026$270paid
  • Feb 2026$270paid
  • Mar 2026$270paid

Contract terms

  • The platform buys the goods from the supplier directly. The business never receives this $1,000 as cash.
  • The business then repays cost plus a markup agreed at signing, over 4 months. The markup does not grow if repayment is late.
  • Investors expect 7–9% over the whole term. The range is there because the final supplier invoice sets the exact figure.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

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