Electronics · Hawl Wadaag
Contract C-1902: Small appliance import
It is worth the money it will still pay you. Money later is worth a bit less than money now, so later payments count for less. The line falls as payments reach you: that money is already yours, not lost.
In month 4: $4.58
Pick a month
How much do you want to earn each year?
In month 4, one unit is worth about $4.58, if you want 12% a year.
It still has $4.67 to pay out. In its last month, just before the final payment, it is worth $1.56.
The last price is $4.56, so it is worth about the same as that price. Buying at that price would earn about 15.6% a year.
See the numbers
| Month | Worth |
|---|---|
| Month 0 | $10.50 |
| Month 1 | $9.04 |
| Month 2 | $7.57 |
| Month 3 | $6.08 |
| Month 4 | $4.58 |
| Month 5 | $3.07 |
| Month 6 | $1.54 |
| Month 7 | $1.56 |
A guess, not a promise. It assumes every payment arrives in full and on time. If payments stop, a unit is worth less.
Day 30: O $4.67 H $4.70 L $4.55 C $4.56 Vol 27
See the numbers
| Day | Open | High | Low | Close | Units |
|---|---|---|---|---|---|
| Day 1 | $4.72 | $4.75 | $4.63 | $4.68 | 34 |
| Day 2 | $4.68 | $4.77 | $4.64 | $4.71 | 46 |
| Day 3 | $4.71 | $4.73 | $4.64 | $4.70 | 46 |
| Day 4 | $4.70 | $4.76 | $4.66 | $4.66 | 58 |
| Day 5 | $4.66 | $4.69 | $4.62 | $4.66 | 60 |
| Day 6 | $4.66 | $4.72 | $4.62 | $4.67 | 53 |
| Day 7 | $4.67 | $4.75 | $4.65 | $4.71 | 15 |
| Day 8 | $4.71 | $4.76 | $4.69 | $4.74 | 37 |
| Day 9 | $4.74 | $4.81 | $4.70 | $4.78 | 24 |
| Day 10 | $4.78 | $4.83 | $4.74 | $4.79 | 35 |
| Day 11 | $4.79 | $4.79 | $4.75 | $4.77 | 25 |
| Day 12 | $4.77 | $4.80 | $4.75 | $4.77 | 57 |
| Day 13 | $4.77 | $4.81 | $4.72 | $4.77 | 46 |
| Day 14 | $4.77 | $4.78 | $4.74 | $4.77 | 12 |
| Day 15 | $4.77 | $4.82 | $4.77 | $4.77 | 37 |
| Day 16 | $4.77 | $4.82 | $4.76 | $4.80 | 48 |
| Day 17 | $4.80 | $4.82 | $4.77 | $4.80 | 21 |
| Day 18 | $4.80 | $4.84 | $4.77 | $4.82 | 50 |
| Day 19 | $4.82 | $4.86 | $4.80 | $4.84 | 57 |
| Day 20 | $4.84 | $4.89 | $4.75 | $4.80 | 49 |
| Day 21 | $4.80 | $4.80 | $4.73 | $4.75 | 35 |
| Day 22 | $4.75 | $4.76 | $4.72 | $4.73 | 28 |
| Day 23 | $4.73 | $4.75 | $4.67 | $4.70 | 13 |
| Day 24 | $4.70 | $4.74 | $4.69 | $4.69 | 36 |
| Day 25 | $4.69 | $4.70 | $4.65 | $4.67 | 13 |
| Day 26 | $4.67 | $4.73 | $4.64 | $4.68 | 62 |
| Day 27 | $4.68 | $4.72 | $4.61 | $4.65 | 7 |
| Day 28 | $4.65 | $4.68 | $4.61 | $4.67 | 40 |
| Day 29 | $4.67 | $4.67 | $4.61 | $4.67 | 22 |
| Day 30 | $4.67 | $4.70 | $4.55 | $4.56 | 27 |
Simulated prices for a $10 unit, to show how a market would look. The pilot has no trading, so these are not real prices.
Business #K05
Electronics stall in a major market, importing small appliances.
The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.
Kalsooni Score
T3800 / 1000
800 now
Dotted lines mark the scores needed for T2, T3, T4 and T5.
- Repayment history (50% weight)92
- Unrelated investors (30% weight, 42 investors)84
- Time on platform (20% weight, 16 months)44
Repayment track record
Contracts fulfilled: 2 / 3
Standard report summary
Reported by the business and checked against mobile-money statements where provided. Public to everyone.
Tranche schedule
- Tranche 1 · $1,400Released
Paid directly to the supplier once the contract is signed
- Tranche 2 · $1,400Released
Paid to the supplier after delivery is confirmed
- Final payout · $700Released
Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected
Repayments
- Jul 2026$545paid
- Aug 2026$545paid
- Sep 2026$545paid
- Oct 2026$545paid
- Nov 2026$545due
- Dec 2026$545due
- Jan 2027$545due
Contract terms
- The platform buys the goods from the supplier directly. The business never receives this $3,500 as cash.
- The business then repays cost plus a markup agreed at signing, over 7 months. The markup does not grow if repayment is late.
- Investors expect 8–10% over the whole term. The range is there because the final supplier invoice sets the exact figure.
- If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
- If fraud is found, the business is permanently banned and what remains is liquidated back to investors.
Risk disclosure
You can lose some or all of your money.
This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.
You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.