Retail · Hodan

Contract C-1901: Dry goods restock

Murabaha High riskRepaying

$800$800 funded

Expected return

7–9%

Term

5 mo

Backers

What is one unit worth? ($10 unit)

It is worth the money it will still pay you. Money later is worth a bit less than money now, so later payments count for less. The line falls as payments reach you: that money is already yours, not lost.

In month 3: $4.26

Pick a month

StartMonth 5, the end

How much do you want to earn each year?

In month 3, one unit is worth about $4.26, if you want 12% a year.

It still has $4.33 to pay out. In its last month, just before the final payment, it is worth $2.16.

The last price is $4.28, so it is worth about the same as that price. Buying at that price would earn about 8.7% a year.

See the numbers

Month	Worth
Month 0	$10.51
Month 1	$8.45
Month 2	$6.37
Month 3	$4.26
Month 4	$2.14
Month 5	$2.16

A guess, not a promise. It assumes every payment arrives in full and on time. If payments stop, a unit is worth less.

Unit price, last 30 trading days

Day 30: O $4.31 H $4.33 L $4.25 C $4.28 Vol 10

Closed at or above openClosed below open

See the numbers

Day	Open	High	Low	Close	Units
Day 1	$4.39	$4.41	$4.34	$4.36	32
Day 2	$4.36	$4.37	$4.30	$4.32	51
Day 3	$4.32	$4.36	$4.29	$4.36	5
Day 4	$4.36	$4.36	$4.28	$4.32	30
Day 5	$4.32	$4.35	$4.29	$4.31	7
Day 6	$4.31	$4.37	$4.31	$4.35	48
Day 7	$4.35	$4.39	$4.31	$4.37	29
Day 8	$4.37	$4.40	$4.29	$4.32	28
Day 9	$4.32	$4.41	$4.30	$4.36	28
Day 10	$4.36	$4.43	$4.32	$4.39	26
Day 11	$4.39	$4.41	$4.35	$4.41	52
Day 12	$4.41	$4.47	$4.36	$4.44	12
Day 13	$4.44	$4.46	$4.38	$4.42	55
Day 14	$4.42	$4.43	$4.37	$4.41	47
Day 15	$4.41	$4.43	$4.37	$4.42	59
Day 16	$4.42	$4.46	$4.37	$4.38	38
Day 17	$4.38	$4.42	$4.31	$4.35	7
Day 18	$4.35	$4.38	$4.26	$4.30	19
Day 19	$4.30	$4.34	$4.28	$4.29	23
Day 20	$4.29	$4.33	$4.25	$4.32	59
Day 21	$4.32	$4.33	$4.31	$4.32	57
Day 22	$4.32	$4.33	$4.25	$4.27	44
Day 23	$4.27	$4.34	$4.27	$4.30	10
Day 24	$4.30	$4.34	$4.28	$4.30	39
Day 25	$4.30	$4.32	$4.24	$4.27	15
Day 26	$4.27	$4.29	$4.25	$4.26	48
Day 27	$4.26	$4.27	$4.23	$4.27	52
Day 28	$4.27	$4.29	$4.26	$4.28	58
Day 29	$4.28	$4.32	$4.28	$4.31	37
Day 30	$4.31	$4.33	$4.25	$4.28	10

Simulated prices for a $10 unit, to show how a market would look. The pilot has no trading, so these are not real prices.

Business #K07

Neighbourhood grocery buying dry goods in bulk.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

604 / 1000

604 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

Repayment history (50% weight)88
Unrelated investors (30% weight, 18 investors)36
Time on platform (20% weight, 10 months)28

Repayment track record

Contracts fulfilled: 2 / 3

Standard report summary

Revenue (latest month)

$2,150

Expenses (latest month)

$1,720

Margin

20%

Reports on time

10/10

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

Tranche 1 · $320Released
Paid directly to the supplier once the contract is signed
Tranche 2 · $320Released
Paid to the supplier after delivery is confirmed
Final payout · $160Released
Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

Aug 2026$173paid
Sep 2026$173paid
Oct 2026$173paid
Nov 2026$173due
Dec 2026$173due

Contract terms

The platform buys the goods from the supplier directly. The business never receives this $800 as cash.
The business then repays cost plus a markup agreed at signing, over 5 months. The markup does not grow if repayment is late.
Investors expect 7–9% over the whole term. The range is there because the final supplier invoice sets the exact figure.
If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

Month

Worth

Month 0

$10.51

Month 1

$8.45

Month 2

$6.37

Month 3

$4.26

Month 4

$2.14

Month 5

$2.16

Day

Open

High

Low

Units

Day 1

$4.39

$4.41

$4.34

$4.36

Day 2

$4.36

$4.37

$4.30

$4.32

Day 3

$4.32

$4.36

$4.29

$4.36

Day 4

$4.36

$4.28

$4.32

Day 5

$4.32

$4.35

$4.29

$4.31

Day 6

$4.31

$4.37

$4.31

$4.35

Day 7

$4.35

$4.39

$4.31

$4.37

Day 8

$4.37

$4.40

$4.29

$4.32

Day 9

$4.32

$4.41

$4.30

$4.36

Day 10

$4.36

$4.43

$4.32

$4.39

Day 11

$4.39

$4.41

$4.35

$4.41

Day 12

$4.41

$4.47

$4.36

$4.44

Day 13

$4.44

$4.46

$4.38

$4.42

Day 14

$4.42

$4.43

$4.37

$4.41

Day 15

$4.41

$4.43

$4.37

$4.42

Day 16

$4.42

$4.46

$4.37

$4.38

Day 17

$4.38

$4.42

$4.31

$4.35

Day 18

$4.35

$4.38

$4.26

$4.30

Day 19

$4.30

$4.34

$4.28

$4.29

Day 20

$4.29

$4.33

$4.25

$4.32

Day 21

$4.32

$4.33

$4.31

$4.32

Day 22

$4.32

$4.33

$4.25

$4.27

Day 23

$4.27

$4.34

$4.27

$4.30

Day 24

$4.30

$4.34

$4.28

$4.30

Day 25

$4.30

$4.32

$4.24

$4.27

Day 26

$4.27

$4.29

$4.25

$4.26

Day 27

$4.26

$4.27

$4.23

$4.27

Day 28

$4.27

$4.29

$4.26

$4.28

Day 29

$4.28

$4.32

$4.28

$4.31

Day 30

$4.31

$4.33

$4.25

$4.28

Contract terms

The platform buys the goods from the supplier directly. The business never receives this $800 as cash.

The business then repays cost plus a markup agreed at signing, over 5 months. The markup does not grow if repayment is late.

Investors expect 7–9% over the whole term. The range is there because the final supplier invoice sets the exact figure.

If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.

If fraud is found, the business is permanently banned and what remains is liquidated back to investors.