Personal services · Wadajir

Contract C-1203: Clippers and mirrors

Murabaha Very high riskFully repaid

$300$300 funded

Expected return

6–8%

Term

3 mo

Backers

Business #K19

Barber shop with three staff, adding a second room.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

554 / 1000

554 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

Contracts fulfilled: 2 / 2

Revenue (latest month)

$1,380

Expenses (latest month)

$1,040

Margin

25%

Reports on time

9/9

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche 1 · $120Released
Paid directly to the supplier once the contract is signed
Tranche 2 · $120Released
Paid to the supplier after delivery is confirmed
Final payout · $60Released
Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

The platform buys the goods from the supplier directly. The business never receives this $300 as cash.
The business then repays cost plus a markup agreed at signing, over 3 months. The markup does not grow if repayment is late.
Investors expect 6–8% over the whole term. The range is there because the final supplier invoice sets the exact figure.
If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

Contract terms

The platform buys the goods from the supplier directly. The business never receives this $300 as cash.

The business then repays cost plus a markup agreed at signing, over 3 months. The markup does not grow if repayment is late.

Investors expect 6–8% over the whole term. The range is there because the final supplier invoice sets the exact figure.

If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.

If fraud is found, the business is permanently banned and what remains is liquidated back to investors.