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Prototype: mock data, no real money.

Market

Construction supply · Dharkenley

Contract C-1905: Roofing sheet stock

What happened

Final tranche paused: the delivery note does not match the supplier invoice. The platform is reviewing it.

Murabaha High riskPayout paused
$2,800$2,800 funded
Expected return
8–10%
Term
6 mo
Backers
27
What is one unit worth? ($10 unit)

It is worth the money it will still pay you. Money later is worth a bit less than money now, so later payments count for less. The line falls as payments reach you: that money is already yours, not lost.

In month 2: $7.10

Pick a month

StartMonth 6, the end

How much do you want to earn each year?

In month 2, one unit is worth about $7.10, if you want 12% a year.

It still has $7.27 to pay out. In its last month, just before the final payment, it is worth $1.82.

The last price is $6.48, so it is worth 10% more than that price. Buying at that price would earn about 75.0% a year.

See the numbers
MonthWorth
Month 0$10.55
Month 1$8.84
Month 2$7.10
Month 3$5.35
Month 4$3.58
Month 5$1.80
Month 6$1.82

A guess, not a promise. It assumes every payment arrives in full and on time. If payments stop, a unit is worth less.

Unit price, last 30 trading days

Day 30: O $6.51 H $6.66 L $6.42 C $6.48 Vol 19

Closed at or above openClosed below open
See the numbers
DayOpenHighLowCloseUnits
Day 1$7.32$7.50$6.89$7.1341
Day 2$7.13$7.29$7.12$7.2531
Day 3$7.25$7.54$7.16$7.4449
Day 4$7.44$7.66$7.00$7.2022
Day 5$7.20$7.57$7.05$7.4140
Day 6$7.41$7.61$7.22$7.475
Day 7$7.47$7.51$7.20$7.2533
Day 8$7.25$7.29$6.87$7.115
Day 9$7.11$7.28$7.10$7.2210
Day 10$7.22$7.25$6.91$7.0462
Day 11$7.04$7.24$7.03$7.065
Day 12$7.06$7.17$6.81$6.9511
Day 13$6.95$7.13$6.80$6.9121
Day 14$6.91$7.10$6.70$6.9926
Day 15$6.99$7.11$6.71$6.9434
Day 16$6.94$7.07$6.90$7.0616
Day 17$7.06$7.14$6.89$7.0462
Day 18$7.04$7.12$6.70$6.8223
Day 19$6.82$7.05$6.76$6.9538
Day 20$6.95$7.11$6.75$6.9918
Day 21$6.99$7.07$6.76$6.9528
Day 22$6.95$7.19$6.83$6.9341
Day 23$6.93$7.03$6.64$6.7221
Day 24$6.72$6.81$6.56$6.8026
Day 25$6.80$7.05$6.59$6.868
Day 26$6.86$7.02$6.68$6.9244
Day 27$6.92$7.05$6.38$6.5551
Day 28$6.55$6.71$6.40$6.4746
Day 29$6.47$6.61$6.30$6.5135
Day 30$6.51$6.66$6.42$6.4819

Simulated prices for a $10 unit, to show how a market would look. The pilot has no trading, so these are not real prices.

Business #K16

Cement and building materials yard.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

3 T3

728 / 1000

728 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)86
  • Unrelated investors (30% weight, 33 investors)66
  • Time on platform (20% weight, 18 months)50

Repayment track record

Contracts fulfilled: 1 / 2

  • C-1905 · $2,800Payout paused
  • C-1320 · $1,000Fully repaid

Standard report summary

Revenue (latest month)
$7,300
Expenses (latest month)
$6,200
Margin
15%
Reports on time
17/18

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $1,120Released

    Paid directly to the supplier once the contract is signed

  2. Tranche 2 · $1,120Released

    Paid to the supplier after delivery is confirmed

  3. Final payout · $560Paused

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

  • Sep 2026$509paid
  • Oct 2026$509paid
  • Nov 2026$509due
  • Dec 2026$509due
  • Jan 2027$509due
  • Feb 2027$509due

Contract terms

  • The platform buys the goods from the supplier directly. The business never receives this $2,800 as cash.
  • The business then repays cost plus a markup agreed at signing, over 6 months. The markup does not grow if repayment is late.
  • Investors expect 8–10% over the whole term. The range is there because the final supplier invoice sets the exact figure.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

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