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Prototype: mock data, no real money.

Market

Wholesale · Hamar Weyne

Contract C-1401: Sugar and pasta stock

Murabaha High riskFully repaid
$5,000$5,000 funded
Expected return
8–10%
Term
6 mo
Backers
52

Business #K02

Food wholesaler supplying about 60 small shops.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

4 T4

924 / 1000

924 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)96
  • Unrelated investors (30% weight, 84 investors)100
  • Time on platform (20% weight, 26 months)72

Repayment track record

Contracts fulfilled: 2 / 3

  • C-1903 · $22,000Repaying
  • C-1401 · $5,000Fully repaid
  • C-1402 · $14,000Fully repaid

Standard report summary

Revenue (latest month)
$31,000
Expenses (latest month)
$26,900
Margin
13%
Reports on time
26/26

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $2,000Released

    Paid directly to the supplier once the contract is signed

  2. Tranche 2 · $2,000Released

    Paid to the supplier after delivery is confirmed

  3. Final payout · $1,000Released

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

  • Jul 2025$913paid
  • Aug 2025$913paid
  • Sep 2025$913paid
  • Oct 2025$913paid
  • Nov 2025$913paid
  • Dec 2025$913paid

Contract terms

  • The platform buys the goods from the supplier directly. The business never receives this $5,000 as cash.
  • The business then repays cost plus a markup agreed at signing, over 6 months. The markup does not grow if repayment is late.
  • Investors expect 8–10% over the whole term. The range is there because the final supplier invoice sets the exact figure.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

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