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Prototype: mock data, no real money.

Market

Wholesale · Hamar Weyne

Contract C-1903: Profit share for a second warehouse

Mudaraba Very high riskRepaying
$22,000$22,000 funded
Expected return
11–20%
Term
12 mo
Backers
118
What is one unit worth? ($10 unit)

It is worth the money it will still pay you. Money later is worth a bit less than money now, so later payments count for less. The line falls as payments reach you: that money is already yours, not lost.

In month 5: $6.49

Pick a month

StartMonth 12, the end

How much do you want to earn each year?

In month 5, one unit is worth about $6.49, if you want 12% a year.

It still has $6.74 to pay out. In its last month, just before the final payment, it is worth $0.96.

The last price is $6.54, so it is worth about the same as that price. Buying at that price would earn about 9.4% a year.

See the numbers
MonthWorth
Month 0$10.87
Month 1$10.01
Month 2$9.14
Month 3$8.27
Month 4$7.38
Month 5$6.49
Month 6$5.59
Month 7$4.68
Month 8$3.76
Month 9$2.83
Month 10$1.90
Month 11$0.95
Month 12$0.96

A guess, not a promise. It assumes every payment arrives in full and on time. If payments stop, a unit is worth less.

Unit price, last 30 trading days

Day 30: O $6.50 H $6.59 L $6.46 C $6.54 Vol 45

Closed at or above openClosed below open
See the numbers
DayOpenHighLowCloseUnits
Day 1$6.69$6.73$6.58$6.6336
Day 2$6.63$6.69$6.61$6.6241
Day 3$6.62$6.71$6.59$6.6827
Day 4$6.68$6.76$6.60$6.6226
Day 5$6.62$6.70$6.54$6.6554
Day 6$6.65$6.68$6.58$6.6157
Day 7$6.61$6.70$6.61$6.6861
Day 8$6.68$6.77$6.62$6.7046
Day 9$6.70$6.75$6.68$6.7519
Day 10$6.75$6.79$6.68$6.7444
Day 11$6.74$6.82$6.60$6.6859
Day 12$6.68$6.71$6.55$6.6142
Day 13$6.61$6.67$6.60$6.6738
Day 14$6.67$6.75$6.64$6.6837
Day 15$6.68$6.71$6.65$6.6816
Day 16$6.68$6.75$6.66$6.6757
Day 17$6.67$6.81$6.66$6.7335
Day 18$6.73$6.81$6.71$6.7321
Day 19$6.73$6.74$6.60$6.6631
Day 20$6.66$6.75$6.59$6.6939
Day 21$6.69$6.70$6.55$6.5913
Day 22$6.59$6.65$6.52$6.6412
Day 23$6.64$6.64$6.53$6.5416
Day 24$6.54$6.60$6.50$6.5632
Day 25$6.56$6.61$6.54$6.5611
Day 26$6.56$6.59$6.41$6.4916
Day 27$6.49$6.51$6.46$6.4621
Day 28$6.46$6.54$6.39$6.4122
Day 29$6.41$6.57$6.34$6.506
Day 30$6.50$6.59$6.46$6.5445

Simulated prices for a $10 unit, to show how a market would look. The pilot has no trading, so these are not real prices.

Business #K02

Food wholesaler supplying about 60 small shops.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

4 T4

924 / 1000

924 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)96
  • Unrelated investors (30% weight, 84 investors)100
  • Time on platform (20% weight, 26 months)72

Repayment track record

Contracts fulfilled: 2 / 3

  • C-1903 · $22,000Repaying
  • C-1401 · $5,000Fully repaid
  • C-1402 · $14,000Fully repaid

Standard report summary

Revenue (latest month)
$31,000
Expenses (latest month)
$26,900
Margin
13%
Reports on time
26/26

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $8,800Released

    Paid once the contract is signed and the budget is approved

  2. Tranche 2 · $8,800Released

    Paid after the first monthly report is checked

  3. Final payout · $4,400Upcoming

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Repayments

  • Jun 2026$2,118paid
  • Jul 2026$2,118paid
  • Aug 2026$2,118paid
  • Sep 2026$2,118paid
  • Oct 2026$2,118paid
  • Nov 2026$2,118due
  • Dec 2026$2,118due
  • Jan 2027$2,118due
  • Feb 2027$2,118due
  • Mar 2027$2,118due
  • Apr 2027$2,118due
  • May 2027$2,118due

Contract terms

  • Investors provide the capital and the business provides the work. Profit is shared by agreed percentages. Financial losses fall on investors unless the business was negligent.
  • There is no fixed repayment amount. Investors expect 11–20% over 12 months, but this depends on real profit and could be zero or negative.
  • Available only at higher tiers, with verified revenue.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

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