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Market

Energy · Wadajir

Contract C-2109: Profit share for solar kits in two districts

Musharaka High riskOpen
$60,000$38,400 funded
Expected return
12–20%
Term
24 mo
Backers
174
Invest · $21,600 left
What is one unit worth? ($10 unit)

It is worth the money it will still pay you. Money later is worth a bit less than money now, so later payments count for less. The line falls as payments reach you: that money is already yours, not lost.

At the start: $10.33

Pick a month

StartMonth 24, the end

How much do you want to earn each year?

At the start, one unit is worth about $10.33, if you want 12% a year.

It still has $11.60 to pay out. In its last month, just before the final payment, it is worth $0.48.

The issue price is $10.00, so it is worth 3% more than that price. Buying at that price would earn about 15.7% a year.

See the numbers
MonthWorth
Month 0$10.33
Month 1$9.95
Month 2$9.56
Month 3$9.16
Month 4$8.77
Month 5$8.37
Month 6$7.96
Month 7$7.56
Month 8$7.14
Month 9$6.73
Month 10$6.31
Month 11$5.89
Month 12$5.46
Month 13$5.03
Month 14$4.59
Month 15$4.15
Month 16$3.71
Month 17$3.26
Month 18$2.81
Month 19$2.35
Month 20$1.89
Month 21$1.42
Month 22$0.95
Month 23$0.48
Month 24$0.48

A guess, not a promise. It assumes every payment arrives in full and on time. If payments stop, a unit is worth less.

Invest

Investor #A7F2 · cash $1,450 · balance $3,500

Your limit for Business #K04$500 / $700

No more than 20% of your balance can go in one business. Existing exposure: $500.

Business #K04

Solar kits and small-scale neighbourhood power.

The real name is verified by the platform through KYC and kept private. Public IDs are a deliberate security choice.

Kalsooni Score

5 T5

973 / 1000

973 now

Dotted lines mark the scores needed for T2, T3, T4 and T5.

  • Repayment history (50% weight)97
  • Unrelated investors (30% weight, 132 investors)100
  • Time on platform (20% weight, 34 months)94

Repayment track record

Contracts fulfilled: 1 / 2

  • C-1904 · $45,000Repaying
  • C-1510 · $25,000Fully repaid

Standard report summary

Revenue (latest month)
$58,000
Expenses (latest month)
$47,500
Margin
18%
Reports on time
34/34

Reported by the business and checked against mobile-money statements where provided. Public to everyone.

Tranche schedule

  1. Tranche 1 · $24,000Upcoming

    Paid once the contract is signed and the budget is approved

  2. Tranche 2 · $24,000Upcoming

    Paid after the first monthly report is checked

  3. Final payout · $12,000Upcoming

    Controlled by the platform. Released after reports are checked; can be paused if an anomaly is detected

Contract terms

  • Investors and the business both put in capital, and share profit by agreed percentages. Losses are shared in proportion to capital.
  • There is no fixed repayment amount. Investors expect 12–20% over 24 months, but this depends on real profit and could be zero or negative.
  • Available only at higher tiers, with verified revenue.
  • If the business fails, you can lose some or all of this money. Recovery goes back to investors in proportion to what each put in.
  • If fraud is found, the business is permanently banned and what remains is liquidated back to investors.

Risk disclosure

You can lose some or all of your money.

This is a venture market. These are small, young businesses, and some fail. Returns are expectations, not promises.

You may not be able to get your money out before a contract ends. Keep each investment small and spread across businesses.

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